There is a colour palette at Whimsical Musings.
It is basically an autumn palette but can be interpreted any way we want.
My background paper is Paper Inklings and is brown with a slightly blue marble effect.
I used a large red doily, then yellow backing paper. I put 5 spots either side of the 3 photos using my dottariffic pen.I had white and brown floral bracket which I layered beside my title.
The title is made from a variety of alphas.I added 2 wood veneers and enamel dots as a final embellishment.