Over at http://citycrafter.blogspot.com.au/ the challenge is washi tape.
and at http://shoppingourstash.blogspot.co.uk/ the challenge is to use metal.
I started with an offcut of striped Christmas paper, mainly because it matched the washi tape at the bottom of the card.
Next I found an old metal circular item which I glued to the centre of the card.
On my desk were some small ribbon bows. The red one turned the metal into a type of wreath.
I added a Teresa Collins brad with NOEL sentiment and there you have it!